Kalkulierbare Investments

Als Immobilien zur Beherbergungsnutzung werden Heise Haus Chalets zur Einnahmequelle

H40
51 m²
zweistöckig
€ 101,100
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"5.12A","price" : 5612} ,{ "label" : "Hinterlüftete, geflammte Holzfassade","id" : "5.12B","price" : 8418} ,{ "label" : "Hinterlüftete Holzschindeln-Fassade","id" : "5.12C","price" : 8418} ,{ "label" : "Hinterlüftete Fassadentafeln","id" : "5.13","price" : 8418} ],"label" : "Fassade"},{ "block" : "haus","options" : [{ "label" : "Gipsbautafeln","id" : "5.22","price" : 0} ,{ "label" : "Seekiefer-Tafeln","id" : "5.24","price" : 1165} ],"label" : "Innenwand"},{ "block" : "haus","options" : [{ "label" : "Flachdach","id" : "8.11","price" : 0} ,{ "label" : "Dachstuhl für Satteldächer und Pultdächer","id" : "8.21","price" : 12723} ],"label" : "Dachform"},{ "label" : "Haustüre","block" : "haus","kind" : "included","id" : "9.11","price" : 0} ,{ "label" : "Sprechanlage","block" : "haus","id" : "9.21","price" : 714} ,{ "block" : "haus","options" : [{ "label" : "Kunststofffenster","id" : "10.11","price" : 0} ,{ "label" : "Holzfenster","id" : "10.21","price" : 5430} ,{ "label" : "Alufenster","id" : "10.31","price" : 7797} ],"label" : "Fenster"},{ "block" : "haus","options" : [{ "label" : "Rollläden","id" : "10.71","price" : 0} ,{ "label" : "Außenjalousien","id" : "10.75","price" : 6126} ],"label" : "Fensterausstattung"},{ "label" : "Schalter und Steckdosen","block" : "haus","kind" : "included","id" : "11.11","price" : 0} ,{ "label" : "Beleuchtung","block" : "haus","kind" : "included","id" : "11.21","price" : 0} ,{ "label" : "Hausautomation","block" : "haus","id" : "11.51","price" : 11424} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Photovoltaik-System: Vorbereitung","kind" : "included","id" : "11.61","price" : 0} ,{ "label" : "Photovoltaik-System: Flachdach","id" : "11.7","price" : 6474,"dependency": { "key": "Dachform","option" : "Flachdach"}} ,{ "label" : "Photovoltaik-System: Satteldach","id" : "11.8","price" : 8252,"dependency": { "key": "Dachform","option" : "Dachstuhl für Satteldächer und Pultdächer"}} ],"label" : "PV-System"},{ "label" : "Lüftungssystem","block" : "haus","kind" : "included","id" : "12.01","price" : 0} ,{ "label" : "Heizsystem","block" : "haus","kind" : "included","id" : "13.11","price" : 0} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Vorbereitung Klimaanlage","kind" : "included","id" : "13.21","price" : 0} ,{ "label" : "Klimaanlage","id" : "13.22","price" : 4284} ],"label" : "Klimaanlage"},{ "label" : "Kaminvorbereitung","block" : "haus","id" : "13.41","price" : 1428} ,{ "label" : "Rauchwarnmelder","block" : "haus","kind" : "included","id" : "13.51","price" : 0} ,{ "label" : "Wasseranschlüsse","block" : "haus","kind" : "included","id" : "14.25","price" : 0} ,{ "block" : "haus","options" : [{ "label" : "Vinyl-Böden","id" : "15.11","price" : 0} ,{ "label" : "Parket-Boden","id" : "15.12","price" : 1899} ,{ "label" : "Beton Ciré","id" : "15.13","price" : 1329} ,{ "label" : "Badfliesen","kind" : "included","id" : "15.14","price" : 0} ],"label" : "Bodenbeläge"},{ "label" : "Malerarbeiten","block" : "haus","kind" : "included","id" : "15.31","price" : 0} ,{ "label" : "Sanitärausstattung im Bad","block" : "haus","kind" : "included","id" : "15.4","price" : 0} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Badmöbel","kind" : "included","id" : "15.51","price" : 0} ,{ "label" : "Einbaumöbel","id" : "15.61","price" : 3884} ,{ "label" : "Küchenmöbel","id" : "15.71","price" : 3856} ],"label" : "Möbel"},{ "label" : "Exklusive Türen","block" : "haus","kind" : "included","id" : "16.01","price" : 0} ,{ "block" : "haus","options" : [{ "label" : "Terrasse mit Holzboden","id" : "17.11","price" : 10672,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Terrasse mit Betonbodenoptik","id" : "17.12","price" : 14823,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Ohne Terrasse","id" : ""} ],"label" : "Terrasse"},{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Balkon","id" : "17.13","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Wintergarten als Eingangsbereich","id" : "17.14","price" : 15994} ,{ "label" : "Aussentreppe","id" : "17.15","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Werkzeug- und Fahrrad-Box","block" : "haus","id" : "17.18","price" : 5944} ,{ "label" : "Innenaufzug","block" : "haus","kind" : "included","id" : "17.19","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Aussenaufzug","block" : "haus","id" : "17.20","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Terrassendach","id" : "17.21","price" : 14082} ,{ "label" : "Glasvordach Eingangsbereich","id" : "17.22","price" : 1071} ,{ "label" : "Stellplatz","id" : "17.31","price" : 2142} ,{ "label" : "Carport","id" : "17.32","price" : 9768} ],"label" : "Anbauten"},{ "block" : "kfw","value" : "150000"},{ "block" : "maxkWPFlachdach","value" : "5600"},{ "block" : "maxkWPSatteldach","value" : "8320"},{ "block" : "wohnflaeche","value" : "33,7"},{ "block" : "energiebedarf","value" : "375"}]
H40XXL
56 m²
zweistöckig
€ 128,700
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"5.12A","price" : 8030} ,{ "label" : "Hinterlüftete, geflammte Holzfassade","id" : "5.12B","price" : 12045} ,{ "label" : "Hinterlüftete Holzschindeln-Fassade","id" : "5.12C","price" : 12045} ,{ "label" : "Hinterlüftete Fassadentafeln","id" : "5.13","price" : 12045} ],"label" : "Fassade"},{ "block" : "haus","options" : [{ "label" : "Gipsbautafeln","id" : "5.22","price" : 0} ,{ "label" : "Seekiefer-Tafeln","id" : "5.24","price" : 1165} ],"label" : "Innenwand"},{ "block" : "haus","options" : [{ "label" : "Flachdach","id" : "8.11","price" : 0} ,{ "label" : "Dachstuhl für Satteldächer und Pultdächer","id" : "8.21","price" : 12723} ],"label" : "Dachform"},{ "label" : "Haustüre","block" : "haus","kind" : "included","id" : "9.11","price" : 0} ,{ "label" : "Sprechanlage","block" : "haus","id" : "9.21","price" : 714} ,{ "block" : "haus","options" : [{ "label" : "Kunststofffenster","id" : "10.11","price" : 0} ,{ "label" : "Holzfenster","id" : "10.21","price" : 5725} ,{ "label" : "Alufenster","id" : "10.31","price" : 8221} ],"label" : "Fenster"},{ "block" : "haus","options" : [{ "label" : "Rollläden","id" : "10.71","price" : 0} ,{ "label" : "Außenjalousien","id" : "10.75","price" : 6459} ],"label" : "Fensterausstattung"},{ "label" : "Schalter und Steckdosen","block" : "haus","kind" : "included","id" : "11.11","price" : 0} ,{ "label" : "Beleuchtung","block" : "haus","kind" : "included","id" : "11.21","price" : 0} ,{ "label" : "Hausautomation","block" : "haus","id" : "11.51","price" : 11424} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Photovoltaik-System: Vorbereitung","kind" : "included","id" : "11.61","price" : 0} ,{ "label" : "Photovoltaik-System: Flachdach","id" : "11.7","price" : 6474,"dependency": { "key": "Dachform","option" : "Flachdach"}} ,{ "label" : "Photovoltaik-System: Satteldach","id" : "11.8","price" : 8252,"dependency": { "key": "Dachform","option" : "Dachstuhl für Satteldächer und Pultdächer"}} ],"label" : "PV-System"},{ "label" : 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"Malerarbeiten","block" : "haus","kind" : "included","id" : "15.31","price" : 0} ,{ "label" : "Sanitärausstattung im Bad","block" : "haus","kind" : "included","id" : "15.4","price" : 0} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Badmöbel","kind" : "included","id" : "15.51","price" : 0} ,{ "label" : "Einbaumöbel","id" : "15.61","price" : 4912} ,{ "label" : "Küchenmöbel","id" : "15.71","price" : 3856} ],"label" : "Möbel"},{ "label" : "Exklusive Türen","block" : "haus","kind" : "included","id" : "16.01","price" : 0} ,{ "block" : "haus","options" : [{ "label" : "Terrasse mit Holzboden","id" : "17.11","price" : 10672,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Terrasse mit Betonbodenoptik","id" : "17.12","price" : 14823,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Ohne Terrasse","id" : ""} ],"label" : "Terrasse"},{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Balkon","id" : "17.13","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Wintergarten als Eingangsbereich","id" : "17.14","price" : 15994} ,{ "label" : "Aussentreppe","id" : "17.15","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Werkzeug- und Fahrrad-Box","block" : "haus","id" : "17.18","price" : 5944} ,{ "label" : "Innenaufzug","block" : "haus","kind" : "included","id" : "17.19","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Aussenaufzug","block" : "haus","id" : "17.20","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Terrassendach","id" : "17.21","price" : 14082} ,{ "label" : "Glasvordach Eingangsbereich","id" : "17.22","price" : 1071} ,{ "label" : "Stellplatz","id" : "17.31","price" : 2142} ,{ "label" : "Carport","id" : "17.32","price" : 9768} ],"label" : "Anbauten"},{ "block" : "kfw","value" : "150000"},{ "block" : "maxkWPFlachdach","value" : "5600"},{ "block" : "maxkWPSatteldach","value" : "8320"},{ "block" : "wohnflaeche","value" : "43,1"},{ "block" : "energiebedarf","value" : "450"}]
Hchalet90 (hotel)
76 m²
zweistöckig
€ 203,100
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"5.12A","price" : 6212} ,{ "label" : "Hinterlüftete, geflammte Holzfassade","id" : "5.12B","price" : 9318} ,{ "label" : "Hinterlüftete Holzschindeln-Fassade","id" : "5.12C","price" : 9318} ,{ "label" : "Hinterlüftete Fassadentafeln","id" : "5.13","price" : 9318} ],"label" : "Fassade"},{ "block" : "haus","options" : [{ "label" : "Gipsbautafeln","id" : "5.22","price" : 0} ,{ "label" : "Seekiefer-Tafeln","id" : "5.24","price" : 5743} ],"label" : "Innenwand"},{ "block" : "haus","options" : [{ "label" : "Flachdach","id" : "8.11","price" : 0} ,{ "label" : "Dachstuhl für Satteldächer und Pultdächer","id" : "8.21","price" : 23545} ],"label" : "Dachform"},{ "label" : "Haustüre","block" : "haus","kind" : "included","id" : "9.11","price" : 0} ,{ "label" : "Sprechanlage","block" : "haus","id" : "9.21","price" : 714} ,{ "block" : "haus","options" : [{ "label" : "Kunststofffenster","id" : "10.11","price" : 0} ,{ "label" : "Holzfenster","id" : "10.21","price" : 7970} ,{ "label" : "Alufenster","id" : "10.31","price" : 11443} ],"label" : "Fenster"},{ "block" : "haus","options" : [{ "label" : "Rollläden","id" : "10.71","price" : 0} ,{ "label" : "Außenjalousien","id" : "10.75","price" : 8991} ],"label" : "Fensterausstattung"},{ "label" : "Schalter und Steckdosen","block" : "haus","kind" : "included","id" : "11.11","price" : 0} ,{ "label" : "Beleuchtung","block" : "haus","kind" : "included","id" : "11.21","price" : 0} ,{ "label" : "Hausautomation","block" : "haus","id" : "11.51","price" : 11424} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Photovoltaik-System: Vorbereitung","kind" : "included","id" : "11.61","price" : 0} ,{ "label" : "Photovoltaik-System: Flachdach","id" : "11.7","price" : 11802,"dependency": { "key": "Dachform","option" : "Flachdach"}} ,{ "label" : "Photovoltaik-System: Satteldach","id" : "11.8","price" : 15759,"dependency": { "key": "Dachform","option" : "Dachstuhl für Satteldächer und Pultdächer"}} ],"label" : "PV-System"},{ "label" : "Lüftungssystem","block" : "haus","kind" : "included","id" : "12.01","price" : 0} ,{ "label" : "Heizsystem","block" : "haus","kind" : "included","id" : "13.11","price" : 0} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Vorbereitung Klimaanlage","kind" : "included","id" : "13.21","price" : 0} ,{ "label" : "Klimaanlage","id" : "13.22","price" : 4284} ],"label" : "Klimaanlage"},{ "label" : "Kaminvorbereitung","block" : "haus","id" : "13.41","price" : 1428} ,{ "label" : "Rauchwarnmelder","block" : "haus","kind" : "included","id" : "13.51","price" : 0} ,{ "label" : "Wasseranschlüsse","block" : "haus","kind" : "included","id" : "14.25","price" : 0} ,{ "block" : "haus","options" : [{ "label" : "Vinyl-Böden","id" : "15.11","price" : 0} ,{ "label" : "Parket-Boden","id" : "15.12","price" : 4463} ,{ "label" : "Beton Ciré","id" : "15.13","price" : 3124} ,{ "label" : "Badfliesen","kind" : "included","id" : "15.14","price" : 0} ],"label" : "Bodenbeläge"},{ "label" : "Malerarbeiten","block" : "haus","kind" : "included","id" : "15.31","price" : 0} ,{ "label" : "Sanitärausstattung im Bad","block" : "haus","kind" : "included","id" : "15.4","price" : 0} ,{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Badmöbel","kind" : "included","id" : "15.51","price" : 0} ,{ "label" : "Einbaumöbel","id" : "15.61","price" : 10282} ,{ "label" : "Küchenmöbel","id" : "15.71","price" : 3984} ],"label" : "Möbel"},{ "label" : "Exklusive Türen","block" : "haus","kind" : "included","id" : "16.01","price" : 0} ,{ "block" : "haus","options" : [{ "label" : "Terrasse mit Holzboden","id" : "17.11","price" : 4997,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Terrasse mit Betonbodenoptik","id" : "17.12","price" : 6940,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Ohne Terrasse","id" : ""} ],"label" : "Terrasse"},{ "block" : "haus","kind" : "multiple","options" : [{ "label" : "Balkon","id" : "17.13","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Wintergarten als Eingangsbereich","id" : "17.14","price" : 15994} ,{ "label" : "Aussentreppe","id" : "17.15","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Werkzeug- und Fahrrad-Box","block" : "haus","id" : "17.18","price" : 5944} ,{ "label" : "Innenaufzug","block" : "haus","kind" : "included","id" : "17.19","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Aussenaufzug","block" : "haus","id" : "17.20","price" : 0,"dependency": { "key": "price","option" : "positive"}} ,{ "label" : "Terrassendach","id" : "17.21","price" : 6593} ,{ "label" : "Glasvordach Eingangsbereich","id" : "17.22","price" : 1071} ,{ "label" : "Stellplatz","id" : "17.31","price" : 2142} ,{ "label" : "Carport","id" : "17.32","price" : 9768} ],"label" : "Anbauten"},{ "block" : "kfw","value" : "150000"},{ "block" : "maxkWPFlachdach","value" : "10000"},{ "block" : "maxkWPSatteldach","value" : "16640"},{ "block" : "wohnflaeche","value" : "67,7"},{ "block" : "energiebedarf","value" : "900"}]

Umfang des Projekts

Mit wenigen Angaben können Sie errechnen, wie hoch Ihr Invest ist
Haus inkl. Extras
x
Wohneinheiten
-
1
+
+
BNK (1)
=
Kosten der Wohneinheiten
Übertrag
+
Grundstückskosten (2)
-
Eigenkapital
=
Finanzierungsbedarf
  1. Bei den Baunebenkosten handelt es sich um Schätzwerte, die insbesondere ein gut zugängliches, ebenes Grundstück ohne Erschwernisse im Bodenbereich unterstellen.
  2. Füllen Sie das Feld für die Grundstückskosten nur dann aus, wenn für das Grundstück Erwerbskosten anfallen um eine Renditebetrachtung auf das eingesetzte Kapital durchführen zu können.
Informationen zur Abschreibung einsehen

Informationen zur Abschreibung

Abgeschrieben werden können jeweils nur die Gebäude, nicht das Grundstück
Kosten der Wohneinheiten
Beherbergungsbetrieb (1)
?
x
Abschreibung (2)
2 %
=
pro Jahr
  1. Bei einem Beherbergungsbetrieb (z.B. Hotel) werden die Wohneinheiten als Betriebsvermögen gewertet und profitieren dann von einer erhöhten Abschreibung, siehe § 7 Abs. 4 Satz 1 EStG
  2. Über einen Zeitraum von 50 Jahren bzw. bei Wertungs als Betriebsvermögen über 33 Jahre, gemäß § 7 Abs. 4 EStG.
Angaben zu Umsatz und Betriebskosten ergänzen

Umsatz und Betriebskosten

Passen Sie die Vorgaben an die Lage Ihrer Immobilien an.
Betten je Wohneinheit (1)
 
Übernachtungspreis
-
MwSt. (2)
-
%
+
x
Belegung
-
60 %
+
=
Netto Umsatz
Übertrag
-
Betriebskosten (3)
-
25 %
+
-
Instandhaltung je Jahr (4)
-
12 %
+
 
=
Netto Einnahmen
  1. Die Anzahl der Betten versteht sich als Maximalzahl und umfasst jeweils die Aufbettung des Wohnzimmers über eine Schlafcouch
  2. Bei kurzfristigen Vermietungen (bis 6 Monate) gilt der reduzierte MWSt-Satz von 7%, sofern keine tägliche Reinigung und Frühstück angeboten wird. Die Kleinunternehmerregelung wäre hier grundsätzlich anwendbar, typischerweise überschreiten die erzielten Mieteinnahmen aber die festgelegte Umsatzgrenze.
  3. Die Betriebskosten umfassen Reinigung und Buchungskosten (also beispielsweise die Provision an Airbnb). Die Kurtaxe wird durchgereicht und ist außen vor gelassen.
  4. Bei Kurzzeitvermietungen geht man von diesem erhöhten Satz aus.
Angaben zur Finanzierung ergänzen

Finanzierungskosten

Wenn Sie später ein Angebot von einer Bank brauchen, helfen wir Ihnen auch dabei
KfW Darlehen
Zinssatz (1)
Laufzeit
-
20 Jahre
+
Bank Darlehen
Zinssatz (2)
Laufzeit
-
20 Jahre
+
  1. Für das KfW Darlehen ist die Regelung zum Zeitpunkt der Antragstellung maßgeblich. Unser Berechnung spiegelt die Regelungen vom 15. Februar 2024 wieder.

    Für diesen Zinssatz ist eine gute Bonität und eine Besicherung von mindestens 40% unterstellt. Passen Sie diesen bei Bedarf an.

    Die jeweils aktuellen Regelungen finden Sie hier.
  2. Für das Bank Darlehen ist ein Zinssatz von 1% oberhalb des KfW-Darlehens unterstellt, da bei gewerblichen Krediten deutlich höhere Zinsen anfallen als im Privatbereich.
Angaben zur Steuer ergänzen

Steuerliche Betrachtung

Sollten Auslastung oder Übernachtungspreis Anfangs gering sein, profitieren Sie von einer Steuerersparnis
Einkommensteuer
Ersparnis je Jahr
    Weiter zur Renditebetrachtung

    Rendite

    Jährliche Betrachtung
    Netto Einnahmen
    -
    Finanzierungskosten
    -
    Abschreibung
    =
    [Gewinn|Verlust] vor Steuern
    Übertrag
    -
    Steuer
    +
    Steuerersparnis
    =
    [Gewinn|Verlust] nach Steuern
    >
    ROI je Jahr (1)
    %
    Tilgung
    >
    Cash flow je Jahr (2)
    %
    1. Gerechnet als Cash on Cash, also Einnahmen im Verhältnis des eingesetzten Kapitals
    2. Für diese Betrachtung wird die Tilgung von den Einnahmen (nach Steuern) abgezogen
    Renditeanalyse vornehmen
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    Rendite Analyse

    Betrachten Sie Ihre Rendite in Abhängigkeit verschiedener Annahmen